1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of the website located at www.lakeunionescrow.com [or insert website URL] (the "Site"), operated by Lake Union Escrow Inc. ("Lake Union Escrow," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not access or use the Site.

2. About Our Services & Scope of Website Use

Lake Union Escrow is a licensed escrow agent providing escrow, closing, and related settlement services in Washington State pursuant to the Escrow Agent Registration Act (RCW 18.44). The Site is provided solely for general informational purposes regarding our business operations and to allow prospective and current clients to contact us.

No Escrow Relationship Formed via Website: Accessing or using the Site, including submitting an inquiry or transmitting documents through a website form, does NOT create an escrow relationship, fiduciary duty, legal agency, or contractual obligation between you and Lake Union Escrow. An escrow relationship is established ONLY upon the full execution of a written escrow agreement or signed escrow instructions accepted by Lake Union Escrow.

3. No Legal, Financial, or Tax Advice

Information made available on the Site is provided for general informational purposes only and does not constitute legal, financial, tax, or real estate advice. Real estate transactions involve complex legal and financial considerations. You should consult your own licensed attorney, real estate broker, lender, or tax advisor regarding your specific transaction.

4. Permitted Use & Prohibited Conduct

You agree to use the Site only for lawful purposes and in accordance with these Terms. You specifically agree not to:

• Unlawful Conduct: Use the Site in any manner that violates applicable federal, state, or local laws or regulations.

• Unauthorized Access: Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is hosted (including Squarespace infrastructure), or any server, computer, or database connected to the Site.

• Malicious Code: Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

• Automated Scraping: Use any robot, spider, scraper, or other automated device, process, or means to access the Site for any purpose without our express written consent.

• Fraudulent Submissions: Submit false, misleading, impersonated, or fraudulent information through any form or communication channel on the Site.

5. Electronic Communications & Wire Fraud Warning

When you submit an inquiry through our Site or send email to us, you consent to receive communications from us electronically. Standard web contact forms are NOT a secure or encrypted channel for transmitting sensitive personal or financial details. Do NOT submit bank account numbers, wire instructions, Social Security numbers, or confidential closing documents through general web contact forms.

SECURITY PROTOCOL & DISCLOSURE

CRITICAL WIRE FRAUD WARNING: Cybercriminals frequently target buyers, sellers, and real estate professionals involved in escrow transactions. Lake Union Escrow will NEVER change wire transfer or bank disbursement instructions by email alone.

If you receive any email or digital communication that appears to be from Lake Union Escrow requesting that you wire funds to a new or different account, DO NOT TRANSFER FUNDS. Immediately call our office directly at 206-447-9997 using a phone number you have independently verified (not a number from the suspicious email) to confirm instructions.

Lake Union Escrow disclaims liability for losses resulting from fraudulent wire instructions that were executed without direct phone verification via our established security protocols.

6. Intellectual Property Rights

All content, features, and functionality on the Site — including text, software, graphics, logos, images, icons, layout, and visual design — are the exclusive property of Lake Union Escrow, its licensors, or website platform providers and are protected by United States copyright, trademark, and other intellectual property laws. You may view, download, and print content from the Site solely for your personal, non-commercial use, provided you do not alter the content or remove any copyright or trademark notices.

7. Third-Party Links & Resources

The Site may contain links to external third-party websites, portals, or tools (e.g., county recording offices, tax assessors, utility providers, or lender portals). These links are provided for convenience only. Lake Union Escrow has no control over the content, security, or privacy practices of third-party sites, and inclusion of any link does not imply endorsement or warranty.

8. Disclaimer of Warranties

THE SITE AND ALL CONTENT, MATERIALS, AND INFORMATION PROVIDED THEREON ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, LAKE UNION ESCROW DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND FREEDOM FROM COMPUTER VIRUSES OR HARMFUL COMPONENTS. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURED, OR ERROR-FREE.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, LAKE UNION ESCROW AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO USE) THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTHING IN THESE WEBSITE TERMS OF SERVICE LIMITS OR WAIVES ANY DUTIES, STATUTORY OBLIGATIONS, OR LIABILITIES THAT LAKE UNION ESCROW OWES TO A CLIENT UNDER A SEPARATE, SIGNED ESCROW AGREEMENT OR WRITTEN ESCROW INSTRUCTIONS PURSUANT TO WASHINGTON STATE ESCROW LAW (RCW 18.44).

10. Indemnification

You agree to defend, indemnify, and hold harmless Lake Union Escrow, its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your misuse of the Site, violation of these Terms, or violation of any rights of a third party.

11. Governing Law & Dispute Resolution

These Terms and any dispute or claim arising out of or related to the Site shall be governed by and construed in accordance with the laws of the State of Washington, without giving effect to any choice or conflict of law rules. Any legal suit, action, or proceeding arising out of or related to these Terms or the Site shall be instituted exclusively in the state or federal courts located in King County, Washington, and you irrevocably submit to the personal jurisdiction and venue of such courts.

12. Changes to These Terms

We reserve the right to revise and update these Terms at any time in our sole discretion. All changes are effective immediately when posted to the Site. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

13. Severability & Waiver

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be eliminated or limited to the minimum extent necessary so that the remaining provisions of these Terms will continue in full force and effect. No waiver by Lake Union Escrow of any term or condition shall be deemed a further or continuing waiver.

14. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the sole and entire agreement between you and Lake Union Escrow regarding your use of the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties regarding the Site. (Escrow relationships and transaction terms remain governed by separate written escrow instructions).

15. Contact Us

If you have any questions or feedback regarding these Terms, please contact us at info@lakeunionescrow.com